5 New Ways to Protect Your Identity When Using Your Mobile Device

A mobile phone is a very handy thing to have. You can use it to do your work—talking to your fellow staff members and clients or going online to do research for your business or conduct an order. Or you can use it for entertainment—playing games, talking to friends, listening to music, watching videos, or simply browsing the web for interesting information. All of this on a device that is small enough to fit into your pocket.

But this small device can be the source of big trouble for you if you are not careful. Like any machine that has Internet access, a smartphone can be the target of malicious software that can be used to steal your identity. The thief can then gain access to your social security number and open up a credit card account in your name, subsequently running up huge bills and leaving you holding the bag. You can even be arrested for a crime that somebody else committed while using your identity, and the IRS can come after you to collect taxes due on money earned by that person. What is more, somebody could do this simply by stealing the phone itself and checking the data stored on it. How can you prevent such a thing from happening? Here are five new ways in which you can keep your identity secure when using a smartphone.

1) Remote theft protection

Many smartphones come with security apps built into them to for protection against theft. When an unauthorized person gets hold of it, it immediately locks up so that having the phone in his possession will do him no good; the information on it will remain forever hidden from him. If your mobile phone operates on an Android system, then you can get Avast! Mobile Security, which you can use to set of a LOUD ALARM to warn the thief.

2) Avoid “shady” online connections and apps that have not been chec

A large portion of the millions of apps downloaded each year have not been checked for malicious software. It is possible to download the Lookout App, which can check any that are subsequently downloaded to the phone and also lets the user know if the website he is about to visit is potentially unsafe or the wifi connection not a secure one.

3) Keep track of your finances.

Apps are available from almost every major bank; they can be used to examine your bank records while “on the go” and discover immediately if any suspicious activity is taking place. Bank apps can do other things too: There is Mint, for monitoring more than one bank account, and Credit Karma Mobile, in case somebody sets up a credit card account in your name.

4) Use digital technology to keep track of what is in your wallet.

Many identity thieves operate by stealing people’s wallets and using any information that they can find inside them. You can avoid this by making a digital copy of your wallet. Again, there are apps that will help you do this, notably lemon.com, which is for iPhone and devices that work on Android systems. With this, you can record the digital information contained in every card—debit and credit—that you carry in your wallet, so that if it does get stolen, at least you will be able to notify your bank and tell them to freeze all transactions on the cards.

5) Use a pass code to protect your phone.

As with all other digital accounts, the information contained on your mobile phone will be safest if you create a pass code without which nobody can access it. Use a pass code that will not be easy for anybody else to guess but not so difficult that not even you can remember it, and keep it in a secret place where only you would ever think to look for it. Do NOT store it on the phone itself, on your laptop, or in any place where you keep your financial records.

Protecting your online identity is always simpler than rebuilding your damaged credit reputation. Remember well that an ounce of prevention is worth a pound of cure.


Author Bio

Rebecca Brown is an avid blogger for NQ Mobile, keeping people protected when using their mobile devices.